Harley-Davidson Two-Wheeler Insurance

Harley-Davidson is probably one of the most popular brands of two wheelers in the world. The company’s history can be dated back to 1903 when it was founded in Wisconsin, United States by William A. Davidson, Walter Davidson, William S. Harley, and Arthur Davidson. In India, the company’s headquarters is in Gurgaon, Haryana. The company’s operations in India began in 2009 and have since had great success.

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In July 2010, the first dealership was appointed. Eleven models from each of its six platforms (Dyna, Sportster, V-Rod, Street, Softail, and Touring) are available in India. Authorized dealerships also offer Indian customers everything from a full range of parts, to general merchandise and accessories. There are fifteen dealership facilities in Bangalore, Mumbai, Kolkata, Gurgaon, New Delhi, Pune, Kochi, Jaipur, Chennai, Chandigarh, Ahmedabad, Indore, Hyderabad and Goa.

What is Harley-Davidson Two-Wheeler Insurance 

This insurance policy is specially designed for Harley-Davidson bikes, which are costly and premium motorcycles. It protects the owner from heavy financial loss in case of accidents, theft, or damage. It can also cover damage caused to other people or their property. The plan helps in paying repair costs, which are often high for such bikes. Overall, you will get safety and peace of mind while riding your bike. 

Features and Benefits of Harley-Davidson Bike Insurance

  • Hassle-free process of purchasing bike insurance online with minimal paperwork
  • Personal accident coverage (Driver and owner)
  • Road side assistance
  • Third party liability coverage
  • A large number of network garages where you can get cashless settlements
  • Engine protection coverage

How to Buy Harley-Davidson Two-Wheeler Insurance Online? 

By following the steps given below, you can easily buy insurance for your Harley-Davidson: 

Step 1: Go to an insurance website or app and select the option ‘bike insurance’.  

Step 2: Enter your Harley-Davidson bike details like registration number, model, and year.  

Step 3: Fill in your personal details such as name and contact number.  

Step 4: Check out the different plans and select the insurance you want to opt for.  

Step 5: Select any add-ons (if needed).  

Step 6: Pay the required fee for online payment through UPI, card, or net banking.  

Step 7: After payment, your insurance policy is sent to your email instantly. 

Add-ons Provided with Harley-Davidson Two-Wheeler Insurance 

In order to stay safe and save money in different situations, you can also add an extra layer of protection to your Harley-Davidson insurance. The add-ons are given as follows: 

  • Zero Depreciation Cover – You can claim full repair cost without depreciation deduction. 
  • Engine Protection Cover – This covers engine repairs from water or oil damage. 
  • Return-to-Invoice (RTI) Cover – You will get the original bike price if it gets stolen. 
  • Personal Accident Cover – You will get financial support for the injuries in case you meet with an accident. 
  • Passenger Assistance Cover – This covers medical expense coverage for injured passengers. 
  • No Claim Bonus (NCB) Protection – It protects your bonus even after making a claim. 
  • 24/7 Roadside Assistance – You will get emergency help anytime during a breakdown or accident  
  • Consumables Cover – This covers costs of minor items like nuts, bolts, and lubricants during repairs. 

How to Renew Harley-Davidson Two-Wheeler Insurance Online? 

In case your insurance gets expired, you can renew it by following the steps given below: 

Step 1: Visit the official website of the insurer provider. 

Step 2: Fill in your previous details of two-wheeler insurance.

Step 3: Enter your personal and bike details.

Step 4: Check out the renewal cost of your Harley-Davidson insurance.

Step 5: Pay the premium fees online to complete the renewal process.

Harley davison two heeler insurance

Harley-Davidson Bike Models in India

Harley Davidson is known for the cruiser bikes it makes. They are made in different models including:

  • Harley Davidson Street 750
  • Harley Davidson XL883
  • Harley Davidson XL1200
  • Harley Davidson FXD
  • Harley Davidson Dyna
  • Harley Davidson FLST
  • Harley Davidson Breakout
  • Harley Davidson VRSCDX
  • Harley Davidson FLH
  • Harley Davidson Street Glide Special
  • Harley Davidson CVO Limited

Harley-Davidson Bike Insurance FAQs:

  1. How do I choose the right coverage for my bike?

    A: You need to do some research on various companies offering insurance for your brand of two wheeler. You must decide what exactly the features that you are looking for are. Then you can narrow down your options based on the features available as well as your budget. Financial portals like BankBazaar.com can help you do this comparison. You can also contact the insurance company or check their websites to see if they offer any discount at the period that you require.

  2. How many types of insurance plans are available for Harley-Davidson bikes?

    There are two types of insurance plans available for the two-wheeler. One is third-party bike insurance, and the other one is comprehensive bike insurance. 

  3. What are the exclusions in Harley-Davidson insurance?

    It excludes coverage for any loss or damage due to natural disaster, drink and drive, driving without a valid driving licence, and so on.

  4. What documents do I need to claim reimbursement for the damage of my Harley-Davidson bike?

    In order to claim the reimbursement, you will require incident details, bike details, insurer details, copy of insurance policy, repair bills and receipts, and FIR copy (if needed). 

  5. Can I get the insurance for Harley-Davidson online?

    Yes, you can buy insurance online by filling in your details, choosing a plan, and paying online. 

About the Author

Kankana Mukherjee

Kankana Mukherjee

Kankana Mukherjee is an engineer and has over 4.5 of experience in content writing. Combining the expertise in financial content writing achieved in her 2 years association with BankBazaar, and a knack for clear and engaging content, Kankana simplifies complex financial concepts and offers practical insights to help readers make informed decisions and achieve financial success.

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